If you are struggling to pay your bills and creditors, you do have several options. Everyone’s situation is unique and there is no set plan that works for everyone. Below are a few of the most common options people have when faced with financial uncertainty.
At Stonetop Financial, we focus on debt settlement - the process of negotiating with your creditors to reduce your debt balances. Our enrollment specialist will review your individual case and discuss the benefits of our program. Debt settlement is not for everyone and if our program is not a good fit for you, we will let you know.
We use Stonetop Holdings for processing and escrowing your program payments.
Stonetop Financial Solutions is a leader in the debt relief industry. We offer FTC-compliant, performance based, debt relief.
At Stonetop Solutions, we always have our customer's best interest at heart and are not afraid to base our fees on performance. We look forward to working with you to achieve the best result possible.
Prior to October of 2010, most debt settlement companies charged fees before they actually settled any of your debts. The funds designated for creditors were taken out as company fees making it hard to settle debts quickly.
As a result of consumer complaints, the FTC made a change to the Telemarketing Sales Rule (TSR) to make it illegal to charge the consumer a fee until the company settled a debt. This change went into effect at the end of October 2010.
Pay less than what you owe. After saving money for several weeks or months, our negotiators will communicate and structure a settlement with your creditors so that they agree to accept an amount less than what you owe.
Get relief from harassing phone calls. While you are our client, we do all the communicating on your behalf. Simply refer your creditors to us and let us take it from there.